Attention homeowners in Edgewood and Santa Fe County: Need an appraisal?

See the top reasons NM homeowners need Central New Mexico Appraisers Inc. dba Allan Yost & Associates:

  1. Find the right listing price (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. To lower their mortgage payments by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate in NM

Own a house in or near Edgewood, NM and need help deciding the price of it?
Contact Central New Mexico Appraisers Inc. dba Allan Yost & Associates.

At Central New Mexico Appraisers Inc. dba Allan Yost & Associates, we understand the individual needs of a consumer looking for appraisal services. Our customary business clients are used to the appraisal process and the customary reporting formats. Being a person not in the real estate industry that probably doesn't see an appraisal every day,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we present the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just how much your house is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value assessment than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. We are experienced in helping customers just like you dismiss unnecessary PMI insurance.

Challenging a property tax assessment

Lets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better off you'll be. An expert appraisal from Central New Mexico Appraisers Inc. dba Allan Yost & Associates is your #1 weapon when challenging your property tax assessment.

HELOC recently frozen?

If your home is near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow standpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Central New Mexico Appraisers Inc. dba Allan Yost & Associates can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for precision or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. If you need it ASAP, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Central New Mexico Appraisers Inc. dba Allan Yost & Associates can help you with that. Even though this is typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your house.